Financial Planning and the
power of good financial advice

Financial Planning is the process of reviewing your current circumstances, setting financial goals for the future and developing and implementing strategies to reach your financial goals.

Having a well prepared financial plan can help put you in control of your financial future, help protect and build wealth.

Financial legislation and the vast range of financial strategies and products available can be complex and overwhelming. Seeking good advice from a professional planner can help make the planning process easier, enable you to be more informed and therefore more confident when making financial decisions throughout your life. A qualified financial planner can help you develop a more successful financial plan than you may be able to do on your own.

It's never too early or too late to seek advice about making a financial plan. Here is a guide to how CFS Financial Planning can assist you at various stages of your financial life.


Young adults

• - Setting goals
• - Saving for the future
• - Borrowing for your first home
• - Establishing superannuation
• - Personal insurances.

Thirties and Forties

• - Preparing for the cost of starting a family and school fees
• - Investment strategies for get ahead and build wealth
• - Life insurance and income protection
• - Developing a will
• - Tax management
• - Investing/managing inheritance, employment bonus or redundancy payout
• - Reviewing your superannuation
• - Establishing self-managed superannuation.

Fifties

• - Strategies to build wealth and boost your superannuation according to your risk profile
• - Setting a date for retirement and understanding income options for retirement
• - Life insurance and income protection
• - Estate planning.

Retirement

• - Understanding your income options for retirement
• - Developing strategies to minimise tax
• - Organising transition-to- retirement
• - Applying for Centrelink benefits
• - Estate planning.

Court Financial Services Pty. Ltd. ABN 98 102 474 957 is an Authorised Representative (no. 288103) of AMP Financial Planning Ltd, AFS License 232706.