First we get an understanding of your needs and establish a list of criteria that your loan must meet.
For example, you may specify that you want a redraw facility, the ability to make weekly repayments or the
ability to make lump sum repayments.

Then we use specialist software that compares up to 600 products from Australia’s 35 leading lenders to
identify a shortlist that meets your specific criteria. Our software is updated daily so we always have the latest information on what is available on the market. In the rare case that there is a lender that is not included in our software that you would like us to consider, we will happily do so.

Our advanced software package enables us to assess the cost of the loans by comparing interest
rates and taking into account fees and charges.

Finally, we look at whether or not you are likely to meet the lending criteria for the preferred loan. Your personal circumstances may influence where it is most appropriate to place your loan.
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