In your first meeting, we'll listen to your situation and get a strong understanding of your needs. We will run scenarios on what you can afford, discuss the features you would like to have included with your loan, and talk in plain terms about the type of loan that may be suitable for you.
We will also explain what documents you'll need to provide with your application, and if you're buying a property, we'll give you a run down on what costs you need to budget for (ie. stamp duty).
This meeting is an opportunity for you to ask as many questions as you like - we're here to help.
To book your first meeting with Court Financial Services, simply contact the office on 9429 9775. Generally meetings are held at the office, however in special circumstances, we can come to you.
Using specialist software, we run numerous comparisons between loans currently available. This software enables us to compare the loans of Australia's leading lenders.
CFS also contact lenders to get a general idea of whether you qualify for their loan before presenting you with a solution.
Once our research is complete, we will call you to discuss your solution and or arrange another meeting to go over it with you.
We compile your application. All you need to do is provide necessary supporting documentation and we do the rest. The presentation of your application can influence how efficiently your approval is granted, so we draw on our knowledge of each lender's approval process to present your application as effectively as possible. Before your application is submitted, we'll walk you through it and obtain your signatures.
The time taken to approve your application varies from lender to lender. Your property will need to be valued and the lender may request further information. Throughout this process it is our job to liaise with the lender on your behalf and always keep you informed. Once your approval is granted, the lender will prepare a mortgage contract for you to sign.
We continue to work on your behalf. We'll chase things up to ensure loan documents are ready on time. Most importantly, we'll make sure you're ready. Signing mortgage contracts can be daunting so we'll assist to eliminate any
confusion or anxiety. At this stage, CFS recommend you organise your solicitor to review your documents before you sign anything.
Court Financial Services holds Australian Credit Licence #385059.
