| •••About Us | |
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| •••Lender panel | |
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| •••5 easy steps | |
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| •••How we select your loan | |
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| •••Support documents | |
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| •••Loans for all purposes | |
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| •••Home buyers | |
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| •••Refinancing | |
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| •••Investment | |
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| •••Pre-approval | |
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| •••FAQ | |
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| •••Home | |
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Following is a list of documents that are needed to support your loan application. Providing us with the correct documents as early as possible will greatly assist the approval process. If you can, bring them along to your first meeting.
1. Income verification
Paye borrowers
• Copy of two consecutive pay slips and a copy of the most recent tax assessment notice (please delete
• your tax file number) or
• A letter from your employer on company letterhead, dated and signed detailing your base income, base
• gross income, length of service and your position and a copy of your most recent Tax Assessment Notice
• (please delete tax file number).
Self employed borrowers
• Last three years’ tax returns - personal & business
• Last two years business financials (balance sheet & profit & loss statement)
• Last two years Tax Assessment Notice (personal).
Other income
• Rental Income - current Lease Agreement, or letter from Real Estate Agent (no older than 3 months)
• Benefits - letter from government department, fund manager or provider confirming the benefit amount
• and payment frequency.
2. IF you are purchasing a property
• Copy of signed Sale Contract showing title details
• Proof of deposit with copy of last six months savings history.
3. IF you are refinancing an existing loan
• Copies of last six months' bank loan statements
• Copy of Rate Notices
• Copy of Title.
4. IF you are building
• Council Approved Plans & Specification
• Building Contract or Tender signed and dated by applicants & builder
• Schedule of payments
• All quotes for additional work signed, accepted and dated by applicants and provider.
5. All borrowers - PERSONAL IDENTIFICATION
(100 POINTS MUST BE ACHIEVED)
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Copy of Drivers license (40 points)
• Copy of current passport (70 points)
• Copy of birth certificate (70 points)
• Copy of credit card or Medicare cards (25 points)
• Copy of Utility bills e.g. gas, water, electricity (25 points each).
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