Investing in property?
Investing in property can be an effective step to help build wealth. It’s critical that you do the necessary research to ensure it’s a suitable strategy for you. Appointing an experienced mortgage broker to help you select a smart investment property loan for your circumstances and strategies makes sense.
You can rely on us
We will help you every step of the way and understand the costs and the types of investment loans available.
Types of investment loans
We will help you understand the costs and the types of investment loans that may be suitable for you
We’ll do the leg work
We will do the leg work, use our expertise and crunch the numbers to identify a suitable solution for you
Organise pre-approvals
Organise a pre-approval so that you know how much you can afford
Get your application started
Organise your application
Hassle-free settlement
Facilitate a smooth settlement
FAQs
Can’t find the answer to your question?
Contact Us – We’re ready to help.
Yes, it is possible to use some of the equity you have in your existing home to help your eligibility for a new loan to buy an investment property. The lender will require your existing home loan to be valued when you apply for the investment home loan.
This answer depends on your personal circumstances and ultimately what you would like to achieve.
We have put together detailed list of Pros and Cons that you can see here.
When applying for an investment loan, some of the main factors considered by lenders include:
- The equity you have to contribute toward the investment property and the Loan to Value Ratio
- The valuation of both your owner occupied home and investment property
- Your ability to service the investment loan repayments, your income and liabilities
- Possible rental income and the vacancy rates in the area you are looking to buy/type of property you are considering
- The expenses involved in managing the investment property
- Potential capital growth for the property you are considering
Speak to Court Financial Services about your personal circumstances and your eligibility for an investment loan.
Some features to consider when selecting the right investment loan for you include fixed rates, offset accounts, interest only options, split loan options.
The right loan for you will depend on your personal circumstances, your investment goals and objectives. Court Financial Services have been helping clients build successful property portfolios for many years.
Once we understand you needs and goals, we will help identify and talk you through the best investment loan for you.
Yes, this is possible and it is definitely a good idea. An investment loan pre–approval means that a lender has agreed, in principle, to lend you money for the purchase of your investment property subject to certain conditions being met.
It allows you to house hunt with more confidence, set a realistic budget for you can afford and gives you confidence when negotiating or bidding at auction.
