We take care of the loan process for you on your behalf. We are home loan experts and it’s what we do – very well.
1. Book a meeting with CFS
In your first meeting, we’ll listen to your situation and get a strong understanding of your needs. We will run scenarios on what you can afford, discuss the features you would like to have included with your loan, and talk in plain terms about the type of loan that may be suitable for you.
We will also explain what documents you’ll need to provide with your application, and if you’re buying a property, we’ll give you a run down on what costs you need to budget for (ie. Stamp duty). This meeting is an opportunity for you to ask as many questions as you like – we’re here to help.
To book your first meeting with Court Financial Services, simply contact the office on 9429 9775
Generally meetings are held at the office, however we can also come to you.
2. Leave the legwork to us
The home loan market can be an over whelming maze of hundreds of options.
As home loan specialists we have the maze unravelled. We’re comparing loans and talking to lenders on a daily basis and stay up to date with new rates and products as they become available.
We do the leg work and crunch the numbers to compare loans available and put together a short list of the best loans to suit your needs. We also look at whether you are likely to meet the lending criteria for these loans. Your personal circumstances may influence where it is most appropriate to place your loan. We go into bat and negotiate with lenders on your behalf to help find the best possible solution.
Once our research is complete, we will call you to discuss your solution and or arrange another meeting to go over it with you.
3. Leave the paperwork to us
We compile your application. All you need to do is provide necessary supporting documentation and we do the rest. The presentation of your application can influence how efficiently your approval is granted, so we draw on our knowledge of each lender’s approval process to present your application as effectively as possible. Before your application is submitted, we’ll walk you through it and obtain your signatures.
4. Receive an approval
The time taken to approve your application varies from lender to lender. Your property will need to be valued and the lender may request further information. Throughout this process it is our job to liaise with the lender on your behalf and always keep you informed. Once your approval is granted, the lender will prepare a mortgage contract for you to sign.
